ChoiceDATA

Growing your business isn't just about finding new customers, it involves finding and retaining the right customers.  We have the solutions and experience necessary to help you launch more effective marketing campaigns in today’s highly-competitive marketplace. 

Whether you find yourself lending to a business, buying from it or selling to it, better intelligence can make a big difference in the growth and success of your company.  Through Equifax’s exclusive partnership with the Small Business Financial Exchange (www.sbfe.org), we are able to provide our customers best-in-class commercial credit data, business linkage, and firmographics on over 24 million businesses throughout the United States. 

We receive questions on a regular basis regarding credit scores, and felt it might be beneficial to share some of these Q&A's here on the blog.  Please note that our findings are not scientific and are solely the result of information we've obtained from FICO®(www.fico.com) and our experience working with credit scores on a regular basis. 

It's been more than a month since the new Dodd-Frank regulations took effect, and many businesses and financial institutions are still working to ensure their compliance.  Do you still have questions on what disclosures have changed and when you are required to disclose this new information?  Let us help!  According to the final rules published by the Federal Reserve & FTC:  "If a credit score is used in setting material terms of credit or in taking adverse action, the statute requires creditors to disclose credit scores and related information to consumers in notices under the Fair Credit Reporting Act, or FCRA." 

Thank you for visiting the new CHOICEDATA.COM.  As you might have noticed, we’ve made significant changes from our old site and are excited at the opportunity to provide more meaningful information to our customers in a way we haven’t been able to in the past.  Moving forward, we plan to update this blog on a regular basis with a variety of important topics, legislative news, and product announcements, and ask that you visit often to keep up to date on matters important to your business.