Mortgage Services
At ChoiceDATA, we provide you the report and verification tools you need to be a successful mortgage professional. This begins with a modern, easy to use technology platform that allows you to get the information you need, faster. Our experienced support team is also available to answer your questions with the urgency you expect.
3-Bureau Merged Credit Reports
Access merged or single vendor credit reports & FICO Scores from all three major credit reporting agencies.
Tax Verification Services
Quickly and securely verify income and mitigate potential fraud by verifying your borrower’s income with data sent directly from the IRS.
Flood Certifications
We’ve partnered with a leading, national provider of flood zone determinations to provide you with the highest automated hit rates, accuracy, and excellent customer service.
LOS Integrations
Seamless Integration with over 20 Loan Origination Software interfaces, including Calyx Point, EnCompass, and Byte. Contact us for a complete list.
AUS Interfaces
Re-Issue reports quickly and easily through popular automated underwriting engines like DO, DU, LP, and more.
Rapid Rescoring Services
Impact your borrower’s FICO scores by updating balances or removing inaccurate information from their credit file within days.
Appraisal Firewall
HVCC/FHA/DFA compliant platform allows you to work with your existing appraisers and lessen the impact of new compliance rules on your business.
Verification of Mortgage
Provides up-to-date payment and balance information on your borrower’s existing mortgages.
CreditXpert
Easily access the full suite of CreditXpert scoring products and determine what opportunities exist to raise your borrower’s credit scores.
Much More…
Due to the large number of available products and services for mortgage professionals, we’ve only listed the most popular on this page. If you have any questions on a product or service not listed here, please contact us and we will be happy to discuss what options are available to you.
ChoiceDATA